We help Australians break free and build real wealth
It's normal to feel overwhelmed about money. It's normal to earn well but still feel like you're behind. Fire Financial gives you a dedicated adviser, a bespoke app, and a clear plan — so you can stop worrying and start building the life you actually want.
Make your money work for you.
When it comes to managing your money, it's normal to feel uncertain or scared of making the wrong decision. It's normal to feel so overwhelmed that, despite knowing you need to do something, the first step seems impossible.
It's also incredibly normal to be earning well, have made a start on your financial journey, but feel like you need guidance to level up.
At Fire Financial, we create bespoke, long-term financial plans that eliminate these uncertainties and put you in control. Not about skipping coffees or eating lentils — but about building real wealth so you can start that business, take that sabbatical, or simply have the fuck-you money to say no.
You'll never feel lost, alone, or locked out again.
How we help
From superannuation to property, tax strategy to investment — we take a holistic approach so nothing falls through the cracks.
Super & Retirement
Optimise your superannuation, consolidate accounts, choose the right investment options, and plan the retirement timeline that works for you — not the one you've been told to accept.
Learn moreProperty & Investment
Whether you're buying your first home or building a portfolio, we help you structure investments, manage debt, and grow your wealth strategically — not haphazardly.
Learn moreTax & Strategy
Don't pay more tax than you need to. We structure your finances to minimise tax, maximise returns, and keep you in control — with a clear plan that adapts as your life changes.
Learn moreFIRE Coaching
One-on-one coaching sessions, FIRE milestone tracking, and a personalised freedom roadmap. Whether your goal is a startup, a sabbatical, or saying goodbye to the 9-5 — we'll get you there.
Learn moreComprehensive Planning
Your finances don't exist in isolation. Super affects tax, property affects cash flow, investments affect risk. We connect the dots with a holistic plan that works together — not in silos.
Learn moreOngoing Advice
Life changes, markets shift, opportunities emerge. Your plan is not set-and-forget. We stay with you — reviewing, adjusting, and keeping you on track long after the initial strategy is set.
Learn more
What happens when you become a client?
The Fire Financial journey is designed to help you define and plan for a life of freedom, choice, and flexibility. A life you actually love.
Coffee catch-up
Book a free, no-pressure chat about your financial frustrations and greatest aspirations.
Book hereGoals & values session
Determine what's important and draw the blueprint for your ideal life — not just the numbers.
Numbers workshop
Map your income, spending, and savings. Find out how long your goals will take and what they'll cost.
Receive your strategy
Version one of your roadmap to financial freedom — review and refine with your adviser until it's perfect.
Implementation & ongoing
We implement everything and stay by your side. Strategic reviews, app tracking, and a real person who knows your name.
Why Fire Financial?
We're not a generic planning service. We're a new wave of financial advisory built for Australians who want more.
Bespoke client app
Your wealth, your milestones, your adviser — all in your pocket. Track your FIRE progress, message your adviser, and see your plan come to life in real time.
Human expertise
No robo-adviser algorithms here. A real person who knows your name, understands your goals, and picks up the phone when you need them.
Holistic planning
Because cutting coffees won't build fuck-you money — smart, holistic strategy will. Super, property, tax, investments — all connected, all pulling in the same direction.
Our programs are designed to help you live the life you aspire to
Whether you're just getting started, juggling career shifts and investments, or managing a complex financial world — we have a program that's right for you.
High-performance advice for those just getting started on their journey toward financial freedom.
- Cashflow & debt structuring
- Investment advice — property & shares
- Tax minimisation
- Superannuation & insurance
- Personal advice & financial forecasting
- Annual 4-part Strategic Review cycle
- Basic financial forecasting
- Fire Financial client app
- Online community & webinar access
Comprehensive advice for those whose lives move fast — career shifts, family changes, and evolving investment goals demand agility.
- Everything in Spark PLUS
- Scenario analysis & modelling
- Employee share scheme advice
- Advice on multiple investment properties
- Bi-annual 4-part Strategic Review
- In-person events & workshops
- Full Fire Financial app access
Our most comprehensive level of service — engineered for high-net-worth individuals, business owners, and families with complex financial worlds. Capped memberships.
- Everything in Essentials PLUS
- Entity advice (trusts, companies, SMSFs)
- Complex executive equity structuring
- Quarterly 4-part Strategic Review
- VIP F.I.R.E-only events
- Dedicated senior adviser
No commission on any investment advice. A portion of fees could be paid from super. Fees may be tax deductible.
Ready to break free from the 9-5?
Book a free, no-obligation consultation. Find out exactly what's possible, when it's possible, and what you'll need to do to get there.